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Having your house, car or boat repossessed, is a stressful time and the more information you have, the better equipped you are to deal with the rigours of repossession.
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Latest repossession news

Tips and Information After Being Repossessed

Tips Following Home Repossession. If repossession takes place, remember that you are still liable for ongoing costs on the property. Mortgage interest, legal fees, estate agents ...


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Is Your House In Danger Of Repossession?

Advice on what you should do if your house is in danger of being repossessed. Provides details for organisations you can contact and how to avoid repossession.


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Voluntary House Repossession

An explanation of Voluntary Repossession, and possible implications for the mortgage payer, along with potential alternatives and solutions


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1 House Repossession In Every 10 Minutes In Uk

Repossessed real estate

Statistics of Council of Mortgage Lenders are really terrible. House repossession rate is on rise for last many years. These statistics reveal that there were more than 40,000 repossessions in 2008. This figure is higher than that was in 2007, a total of 25,900. At the end of 2008 a total of 219,100 mortgages were in arrears of 3 months or more. This figure was 166,600 at the end of third quarter of 2008 and 127,500 at the end of 2007. So increase in arrears is also alarming.

If there are 50,000 house repossessions in 2009 then it will be about 1 house repossession after every 10 minutes, an alarming and devastating situation. Market is really bad now a day, house prices are falling, people are unable to pay their mortgages. More and more people find themselves in arrears.

According to the terms of your mortgage agreement, the landlord or Mortgage Company legally owns the right to take your house from you in case you are unable to pay back the arrears. If the tenant is not ready to vacate the house, the landlord will require getting eviction order from the court, in order to take the possession of the property.

Experience of being house repossessed is extremely painful and emotionally disturbs not only the adults but children too. Children face the pain of changing schools, loosing their friends and have to start in a new surrounding. Relationships are disturbed or even destroyed, both at family and personal level. To avoid such emotional and critical situation you must act in a positive way, without any delay. You must not let your house possession taken by the bank or mortgage company.

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